See the cash.
Shape the next move.
Financial projections for your next business decision. Explore working capital needs and liquidity scenarios structured for mid-market scale.
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Projected ending cash · Month 6
Replace the sample assumptions below to explore your own scenario.
Separate expected cash receipts from actual cash payments.
See how collection delays and rising costs affect liquidity.
Bring clear assumptions to your banking or lending partner.
Build your six-month cash projection.
Model cash timing, operating payments, and a minimum reserve. These are your assumptions, not predictions or financing recommendations.
| Month | Opening cash | Collections | Payments* | Ending cash |
|---|
*Includes any Month 1 outlay. No borrowing, interest, taxes, investing flows, or distributions are added unless included in your payment assumptions. Reserve gap = maximum shortfall below your chosen reserve at month-end. Intra-month shortages are not modeled.
Inputs stay in this page and are not submitted. Downloads contain your entered assumptions and calculated results.
Give one-time costs
a place in the plan.
A simple one-time expense builder helps you organize setup and expansion costs. Enter expected costs, then apply the total to Month 1 of your forecast.
Group related worksheet items under equipment, office and communications, or marketing. Keep ongoing costs in monthly payments to avoid double-counting.
Turn visibility into
a better conversation.
Use your forecast to organize questions about working capital, business banking, and access to capital.
Explore partner pathways
Connect with CBC Capital Partners to discuss a referral to lending and banking partners.
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